While I buried my husband and 8-year-old daughter alone in Pennsylvania, my parents were vacationing in Key West. Three days later, they showed up demanding $40,000, insisting family should help my brother. I reached for the navy envelope my husband left behind. My father recognized it instantly.

I walked over to the coffee table. I picked up the heavy, embossed leather folder Colin had brought to extort the forty thousand dollars from me. I pulled out the banking documents they had intended for me to sign.