“Mom’s in the ER and needs $155,000 for surgery,” my brother called from the hospital. I rushed to the hospital. The moment I reached her room, a nurse pulled me into a supply closet: “Stay quiet… hide here. In a few minutes, you’ll understand…”

The mahogany conference table felt cold beneath my palms. I was precisely halfway through negotiating a hostile corporate merger, dissecting a sixty-page liability clause, when my cell phone shattered the tense silence of the boardroom. The caller ID flashed my brother’s name. I normally ignored personal calls during litigation, but something in the frantic vibration of the device sent a cold spike of dread straight down my spine.