I retired quietly and bought a new home without telling anyone. When my son called and casually asked, “Which side of town is it on?” I checked the security cameras—and saw his entire family already inside, walking through the rooms as though the place belonged to them.

Claire’s composure began to crack.

“You’re asking us to repay twenty thousand dollars because we stayed at her apartment?”

“No,” I said.

It was the first time I had spoken since the meeting began.

“I’m asking you to repay money you borrowed because you taught me that my generosity was being mistaken for permission.”