When my son was dying in an Alaskan blizzard, my mother called asking for $20,000 to “save” her Birkin bag. I begged her to repay the $150,000 she owed me so I could save him. She scoffed, “He’s just adopted—let him die. You can always get another.” She thought that was the end of it… until 2 a.m., when hotel security dragged them out into the freezing streets.

I looked at Julian. His eyes were rolling back. I didn’t have time to cry.

The desperate, weeping daughter vanished. In her place, a cold, calculating architect of absolute ruin emerged.

I didn’t pace the room. I didn’t scream at the walls. I became a digital financial assassin.